FSB, A Division of Y-12 Credit Union

Your FSB account is about to get even better.  

We’re excited to welcome you to Y-12 Credit Union, and we’re here to make sure every step of this journey feels as easy as it should be.

Opt in to membership today to take advantage of:

  • Expanded branch footprint with surcharge-free ATMs nationwide
  • Competitive loan rates and high-yield savings 
  • Exclusive offers and promotions 
  • Free financial counseling and personalized advice. 

Visit your local branch or call us.

What is a credit union?

A credit union is centered on the cooperative principle of "people helping people", which means we are not-for-profit institution owned by its members. 

We are here to transform lives.

You  have goals. You have plans. And you have your whys. We're here to bring the how to every one of them. 

Becoming a member is as easy as 1, 2, 3.

You have goals. You have plans. And you have your whys. We’re here to bring the how to every one of them. 
Opt In To Membership

Mortgage Loans

From getting your first place, a bigger place to raise your growing family, or a peaceful place to enjoy retirement, we’ll be with you every step of the way.

Mountain Valley Insurance

Whether you're safeguarding your family, home, vehicle, or business, our experienced team is here to provide professional advice and customizable coverage options to give you peace of mind.

Financial Wellness

As your trusted financial partner, we want to equip you with healthy money tips, tricks, and tools. Reach your goals with free resources, apps, calculators, and counseling for all ages.
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Tailored tools and personalized service to help your business grow.

We understand business owners keep our communities flourishing. Behind every loan request is a dream, a plan, and a lot of hard work—and we’re here to help turn those ambitions into results. When your business means everything to you, you deserve a financial partner who treats it that way. 
 

Here for every why.

We’re more than just your financial partner—we’re your neighbors, your supporters, and your biggest fans. At FSB, a Division of Y-12 Credit Union, we’re proud to be active in the communities we serve, showing up where it matters most.

Thinking about making a change? We get it—switching financial institutions can feel like a hassle. But upgrading to a team that truly knows and cares about your community? That’s worth it.

Why choose FSB? We’re…

  • Local and relationship-driven
  • Passionate about supporting our communities
  • Powered by cutting-edge technology
  • Focused on personalized service
  • Backed by over 123 years of financial expertise

Let’s grow together—right here at home.




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