Home Loans

Now Offered Through Y-12 Credit Union

Whether you're buying your first home, upgrading to your forever home, or refinancing, FSB— a division of Y-12 Credit Union—is proud to offer mortgage solutions through Y-12’s trusted lending team.

With Y-12 Credit Union, you'll enjoy:

• Competitive rates and flexible terms
• Local decision-making and expert guidance
• A wide range of mortgage options:
  • Conventional
    
  • USDA Rural Development
  • Fixed & Adjustable Rate Mortgages
  • First-time home-buyer programs

From application to closing, Y-12’s team is here to make the process smooth, personal, and efficient.

Apply for a Mortgage Online