Family in a living room

Personal Checking

Every new personal checking account includes:


  • FREE Debit Card with Enhanced Features
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE Mobile Deposit
  • FREE eStatements
  • FREE unlimited withdrawals from FSB ATMs
  • Credit Card*
Simple Checking
A great account for everyone!
  • No minimum balance
  • no monthly service charge
  • Utilize FREE eStatements to avoid a $3 paper statement fee
Fresh Start
A second chance at better banking!
  •  Low $7 monthly service charge
  • No overdraft privileges—helps you stay on track
  • Eligible to upgrade to Simple Checking after 6–12 months of good account standing
  • Minimum opening deposit of only $50
  • Utilize free eStatements to avoid a $3 paper statement fee
















A minimum opening deposit is only $50, See us for details.

Other fees such as non-sufficient funds, overdraft fees, stop payment fees, etc. may apply. See account schedule of fees for details at one of our branches.

A $2 foreign ATM fee will apply for ATM withdrawals from non-FSB ATMs

*Subject to credit approval