Financial Wellness

A New Resource for Our Members

Financial Wellness, Now at Your Fingertips

As part of our transition to FSB, a Division of Y-12 Credit Union, you now have access to an exciting new member benefit: the Y-12 Financial Wellness Resource Center.

This free, interactive learning hub is designed to help you take control of your financial future with confidence—no matter your stage in life.


What’s Included?

💬 One-on-One Financial Counseling
Certified financial counselors are available by phone to help with:

  • Creating a monthly budget
  • Understanding and improving your credit
  • Managing debt
  • Planning for homeownership
  • And more

These services are provided through Knowledge of Financial Education (KOFE) and are 100% free for Y-12 Credit Union members. Click here to learn more.


📚 Self-Guided Financial Learning
Access educational tools designed for real life

  • Interactive courses and webinars
  • Podcasts and videos
  • Articles and tip sheets
  • Topics for all ages, from kids to retirees

🧮 Smart Tools & Calculators
Plan, track, and forecast with tools that help you

  • Manage income vs. expenses
  • Set savings goals
  • Estimate loan payments
  • Prepare for retirement
Click here to see all tools and calculators that are available to you. 

👨‍👩‍👧 Youth & Teen Resources
Help the next generation build good financial habits early with

  • Financial literacy games
  • Teen courses
  • College planning tools
  • The My First Nest Egg app for kids

Why It Matters

Your financial goals are personal—and now you have access to resources that support you every step of the way. Whether you’re budgeting, saving for a home, tackling debt, or teaching your kids about money, the Financial Wellness Center is here to guide you.


Start Exploring

This new benefit is available to all FSB members through our partnership with Y-12 Credit Union.

Visit the Y-12 Credit Union Financial Wellness Resource Center